Shanghai part bank first home loan interest rates can be a nine discount

Many Banks in Shanghai first home purchase loose interest rates began to quietly. If comply with the regulations of bank, the measure of "excellent customer qualification", some Banks can give on the benchmark interest rate by 9.5 fold "discount" measures, even individual Banks can also be expanded to a discount. Monetary tightening is different with last year, with the increase of bank credit, bank mortgage policy is also changing.

Legal jobs, According to the first financial daily reports, some Banks have been in Shanghai, in accordance with the benchmark interest rate 9.5 discount of the first set of mortgage loans, foreign Banks may, in accordance with the benchmark interest rate 9 discount. However, affected by the risk control principle to reflect too big interest rate advantage of small and medium-sized joint-stock Banks, still implemented according to the benchmark interest rate.